FINANCIAL PLANNING

Financial planning is the process of determining whether and how an individual can meet life goals through the proper management of financial resources. This is an ongoing process to help you make sensible decisions about money that are consistent with your core values and enable you achieve your financial goals and objectives in life.

BUSINESS PLANNING

Our unique business planning process, tailored to the needs in every stage of your business’s life cycle, will involve close collaboration from the start up to the exit stage. Taking an integrated approach to your business vision, we collaborate with you as well as your legal and tax counsel to translate that vision into a well-coordinated, actionable plan to help your business succeed.

ESTATE PLANNING

Estate planning is a process that allows you to specify who will manage your estate, who receives your money, how they receive it, and when they receive it. Failure to plan would default to state law in determining the ultimate disposition of your estate. We will work with you and your family, as well as your legal and tax counsel to develop a comprehensive framework that will ease the estate planning process and make sure your wishes are carried out.

 

ASSET MANAGEMENT

Investing is the process of deploying capital through a variety of vehicles that convert your hard-earned money into financial independence. We consult with you on an initial and ongoing basis to determine your risk tolerance, investment time horizon, liquidity constraints and other factors relevant to the management of your portfolio(s). We customize our investment management services to meet your needs and seek to ensure that your portfolio(s) are managed in a manner aligned with your investment objective.

RISK MANAGEMENT AND INSURANCE SERVICES

We are here to guide you through the maze of the decision-making process of risk management and strive to help you to protect all you have worked hard to build. We work with you and your other insurance counselor to assess the risks that could derail you from achieving your life goals and structure a contingency plan to mitigate these effects. We provide solutions for your life, disability, long-term care, and health insurance coverage which aim to ensure that you reach your financial goals even when the unexpected happens.